You may want to call your insurance provider while you're at the scene or report your claim using your insurer's mobile app, if they have one. That way, they can tell you exactly what they will need to process your claim and what to expect during the claims process. If your vehicle is damaged, your insurer can arrange it to be towed directly to a certified body shop.

An accident can leave even the most seasoned driver frazzled, but following these steps may help protect you from unnecessary worries. That way, you can focus on working with your insurance company to get your vehicle repaired as smoothly and as quickly as possible.

What happens after I file the claim with my insurance company?

When you file an auto insurance claim, your insurance company will need information listed above. They’ll also likely assign an adjuster to inspect your vehicle for the damage to help determine fault in the accident and repair costs.

Depending on your coverage, you may be reimbursed for the repairs or for your vehicle’s actual cash value if it’s totaled.