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Coverage for the open road

RV insurance is designed to give you peace of mind – no matter where you go. Protect your home away from home with affordable RV insurance from Allstate.

What you need to know about RV insurance

  • Coverage & policies

    Learn how Allstate protects RV owners.
  • Discounts

    Find out how you can save on RV insurance.

get RV insurance today

Protect yourself and your motorhome or camper with RV insurance, wherever your journey takes you.

How to compare RV insurance quotes

When gathering RV insurance quotes from multiple companies, you should remember to choose the same coverages, limits, settlement options and deductibles for each quote to make an accurate comparison.
  • Choose your coverage

    Review your options for RV coverages, then decide how you want your RV to be covered in the event of a total loss. You can also choose optional personal effects coverage and/or emergency expense coverage.
  • Consider your limits

    Be sure to think about your personal finances when selecting a limit, which is the maximum amount the insurer will pay for a covered claim.
  • Select your deductibles

    Some RV insurance coverages come with a deductible, which is the amount you'll pay out of pocket toward a claim. It's important you select the same deductible on each coverage for every RV insurance quote you request.

Travel trailer and motorhome insurance that's customized for you

RV insurance typically covers the following types of homes-on-wheels:

  • Towable RVs

RVs that don’t have their own engine must be towed when moving locations. These include folding camper trailers, conventional travel trailers, truck campers, fifth-wheel travel trailers, horse trailers with sleeping quarters and travel trailers with expendable ends.

  • Motorized RVs

Often called motorhomes, these self-reliant RVs do not need to be towed, are built on automotive frames and can sleep up to eight people.

Do you need insurance for your RV?

You're required to have insurance for your motorhome. Minimum liability requirements vary from state to state, with many states requiring you to have extra coverage for protection against uninsured or underinsured drivers.

Is insurance required for a travel trailer?

Generally, insurance is not required on trailers since liability coverage is typically extended to the trailer when attached to the vehicle towing it.

Tour your available RV insurance discounts

Save your money for your traveling on RV insurance with Allstate. Enjoy discounts based on how you pay your bill if you own a home and more.

see RV discounts

RV insurance FAQs