Affordable auto insurance on and off the road
Allstate® car insurance policies offer fast, easy access to knowledgeable agents and innovative tools—like Drivewise®—to help safe drivers save money. Get a car insurance quote and stay protected on the road ahead.
Depending on the type of car insurance coverages included in your policy, covered vehicles may include most standard 2-door and 4-door vehicles, hybrid and electric cars, and rentals. Classic car insurance policies offer specialized coverage for collector or antique cars.
Coverage & policiesProtect your car with Allstate.
DiscountsBrowse discounts and save more on car insurance.
ClaimsLearn how to file an auto insurance claim with Allstate.
Why do you need car insurance?
Car insurance can help pay medical bills, repairs, certain legal defense costs, and more, if you’re involved in a covered accident.
Examples of risks a driver may face
You cause an accident
Sometimes, the unexpected happens. Liability coverage takes care of expenses related to injury, death or damage to property of others when you’re at fault.
You accidentally damage your own car
Don’t get stuck with the bill after an incident. Collision coverage helps repair your vehicle when it is damaged in an accident or other collision.
Hail dents your car
Accidents don’t always involve another vehicle. Comprehensive coverage helps repair your car if it is involved in a non-collision incident, including hail damage, theft, or fire.
An uninsured driver hits you
Uninsured and underinsured motorist coverage helps pay for your injuries and may help repair your vehicle when the other driver is at fault and doesn’t have insurance.
how to compare car insurance quotes
Consider your state's requirements and any specific coverage types you might want, like collision or comprehensive.
Think about your personal needs and state laws when choosing your coverage limits.
Coverage can come with a deductible, or the amount you'll pay toward a claim.
Buying a new car?
Explore our car payment calculator
Compare the cost: paying cash vs. financing
Agents help protect you on the road
Allstate® agents are here to advise you on important coverage decisions, answer any questions and help simplify your experience. They can help:
- Find available auto insurance discounts
- Adjust your coverage, at your request, as your life changes
- Guide you through the auto claims process