PIP insurance does not cover bills or payments that are not related to personal injuries after a car accident. For example:

No-fault insurance does not cover damage to your vehicle, unless you live in Delaware.
Collision coverage (if you've added it to your policy) helps pay to repair your car if it's damaged in a crash with another vehicle.
No-fault insurance does not cover vehicle theft.
Comprehensive coverage (if you've added it to your policy) helps pay to replace your car if it's stolen.
No-fault insurance does not cover damage to other people's property.
If you're responsible for a car accident, your property damage liability coverage helps pay for damage you cause to another person's car or property (such as a fence or building).
No-fault insurance does not cover medical expenses that exceed your coverage limits.
Medical bills or lost wages that exceed your coverage limits won't be reimbursed by your PIP insurance. However, Nolo.com says some no-fault insurance states offer an exception. You may be able to file personal-injury lawsuits against other drivers if they're responsible for seriously hurting you or someone else in your car, or if your medical bills exceed a certain dollar limit.