protect your precious pieces

get a quote
By clicking "get a quote" you will leave Allstate.com and be directed to the Jewelers Mutual® website. *
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What is jewelry insurance and what does it cover?

With jewelry insurance, you can cover the cost of repairing or replacing your valuables. Most policies protect against accidental loss, theft, damage and disappearance, even during global travel. Jewelry insurance offers protection for most types of jewelry and collections, including:

  • Engagement and wedding rings
  • Earrings
  • Necklaces
  • Bracelets
  • Watches

worry-free protection for your jewelry

By clicking "get a quote" you will leave Allstate.com and be directed to the Jewelers Mutual website. *

How much does jewelry insurance cost?

You can expect a policy to cost anywhere from one to two percent of the item’s value, annually. For example, a $5,000 engagement ring could cost as little as $50 a year to insure.

Coverage for your rings, watches and more

Comprehensive coverage protects you from the high out-of-pocket costs to repair and replace your item.

After you submit a claim, a team of jewelry experts work directly with your preferred jeweler to repair or replace the piece to your satisfaction.

Jewelry insurance FAQs