Car insurance can help pay medical bills, repairs, certain legal defense costs, and more, if you’re involved in a covered accident.

Examples of risks a driver may face

You cause an accident
Sometimes, the unexpected happens. Liability coverage takes care of expenses related to injury, death or damage to property of others when you’re at fault.

You accidentally damage your own car
Don’t get stuck with the bill after an incident. Collision coverage helps repair your vehicle when it is damaged in an accident or other collision.

Hail dents your car
Accidents don’t always involve another vehicle. Comprehensive coverage helps repair your car if it is involved in a non-collision incident, including hail damage, theft, or fire.

An uninsured driver hits you
Uninsured and underinsured motorist coverage helps pay for your injuries and may help repair your vehicle when the other driver is at fault and doesn’t have insurance.

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