You work hard to succeed
Protect the vehicle that keeps you in business
Commercial auto protection provides coverages designed to help you get back on the road to success. In addition to coverages for the industries listed below, Allstate's commercial auto insurance helps protect vehicles used by:
- Artisan / specialty contractors
- Doctors and Dentists
- And more
File a business insurance claim
What risks does a business insurance policy cover?
Business insurance typically helps cover a variety of risks to the premises and property your business owns. Some commonly covered risks include:
- Fire and smoke
- Car crash into your business
- Windstorm or hail
- Sprinkler Leakage
- Falling objects
Types of business insurance
As a business owner, you understand that not all businesses are the same. Take a look at some of Allstate’s business insurance coverages and see which ones are right for you.
- Business Owners Policy (BOP)
This policy combines multiple coverages, such as property coverage (for building and/or contents) and liability coverage, into one convenient package.
- Property Coverage
This policy protects the property your business owns.
- Liability Coverage
If a customer is injured at your business, this policy helps cover any legal expenses, as well as any other liability claims.
- Business Interruption Coverage
This policy helps cover lost income and extra expenses resulting from a covered claim.
- Equipment Breakdown Coverage
If your business experiences a power surge or other covered risk, this policy helps pay to repair any damaged equipment.
How much does business insurance cost?
There are several factors that determine the cost of business insurance, including the type of industry you work in and the specific job you do. Take General Liability coverage: professionals who interact with the public, such as retailers, tend to pay more for this policy than those who work on their own, because there’s a higher level of risk involved with customer-facing industries.
In general, the cost of your business insurance depends on the specific type of policy you need. Additionally, it’s also subject to state availability, and qualifications may vary by state.
How much coverage do I need for my business?
Do I need business insurance?
Business insurance FAQs
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We're here for you when you need usWe aim to make the claims process smooth and simple, so you can quickly get back to business as usual.