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Get an ATV insurance quote

For the travelers at heart, an all-terrain vehicle (ATV) — or off-road vehicle — is a great way to explore off the beaten path. Get an Allstate ATV insurance quote today and hit the trail knowing you’re protected.

What does ATV/UTV insurance cover?

Allstate's ATV insurance helps protect you and your off-road vehicle, as well as any injuries another rider suffers, if you get in an accident. Each coverage has different limits that you can increase for extra protection.

Additionally, ATV insurance helps cover costs caused by specific types of hazards, including:

  • Collision
  • Fire
  • Theft
  • Vandalism
  • Hail
  • Falling objects

And ATVs aren’t the only off-road vehicle Allstate covers. These other types include utility vehicles (UTVs), golf carts, dune buggies, trail bikes, go-karts, Segways and more.

Understanding ATV insurance

  • Coverages & policies

    Learn how Allstate helps protect ATV owners
  • Discounts

    Find out how to save money on ATV insurance

hit the trail with ATV/off-road vehicle coverage

Get a fast ATV/off-road vehicle insurance quote today, then start your next adventure.

How much does ATV insurance cost?

There are a number of factors that determine the cost of your ATV insurance, including the types of coverage you purchase, the limits you choose and the amount of your deductible.

How to compare four-wheeler insurance quotes

When you compare ATV/UTV insurance quotes from multiple companies, remember to choose the same coverages, limits and deductibles for each quote to ensure you get an accurate comparison.

  • Choose your coverage

    Review the policy's coverage types and consider any optional coverage you want to add.

  • Consider your limits

    Think about your personal finances when choosing a limit, which is the maximum amount your insurer will pay for a covered claim.
  • Select your deductibles

    A deductible is the amount you pay for a covered claim, with your insurer covering the rest. Be sure to choose the same deductible on each coverage when you compare ATV/UTV insurance quotes.

ATV/four-wheeler insurance FAQs