General program overview
Drivewise is a program from Allstate that measures your safe driving behaviors and rewards you for them. You can save just for participating and driving safe — the safer you drive, the more you can earn. Drivewise is a free feature available with all auto policies that provides feedback on driving behaviors to give customers personalized, real-time insights into how they can drive more safely. Drivewise is available to customers in 49 states and new and existing customers can enroll in Drivewise through the Allstate® mobile app.
Drivewise offers personalized driving insights and rewards for safe driving from the convenience of the Allstate® mobile app. Drivewise will use your driving behaviors to help calculate your policy premium, giving you more transparency and control over your price.
The Allstate® mobile app automatically detects a trip is occurring when:
- The phone is on with location services enabled and adequately charged—at least 5% battery power
- iOS: Allow Motion & Fitness and set Location to Always with Precise Location enabled
- Android: Allow Physical Activity, set Location to Always and turn off Power savings mode (for OS 12, confirm Precise Location is set to On)
- A vehicle travels at least 15 mph for at least 1 minute - E.g. a drive from home to the local supermarket
No action is necessary on your part to capture a trip. Even if the app is closed in the background, it will detect trips as long as you are in an area with adequate cellular service.
You have access to real-time alerts, personalized driving feedback, trip history, and tips to help you be a safer driver and earn a participation discount and Allstate Rewards® points (excluding NY).
You also have 24/7 access to digital ID cards you can view and share instantly, along with policy documents, billing and payment updates, agent contact information, and roadside service.
You may view pricing based on your driving behaviors as fairer and more accurate than rates based on personal characteristics alone.
Driving behavior data will be collected through the Allstate® mobile app. Those who sign up and avoid risky driving behaviors can save on their premium, while drivers frequently exhibiting riskier behaviors could see their rates increased (except NY) to reflect that higher risk.
The driving behaviors that currently impact rates include high speeds, phone activity (in MD and OR), sudden braking and late-night driving.
Yes! You will be able to earn an ongoing participation discount as long as you remain active in the program. That means taking at least 50 trips prior to when your renewal is processed (30-50 days prior to your renewal effective date). We'll check your eligibility prior to each renewal. You may also be eligible for Allstate Rewards® points (excluding NY), which you can redeem for savings on merchandise, local offers, gift cards, travel and more.
You will receive a discount (varies by state) just for enrolling in Drivewise. You'll also get an ongoing participation discount as long as you remain active in the program. This means at least one operator on your policy has taken at least 50 trips before your renewal is processed (30-50 days prior to your renewal effective date). Your participation discount will not decline if you stay active in Drivewise, but your overall premium savings from Drivewise will depend on your individual driving behaviors.
Current Drivewise customers
All new and existing active Drivewise mobile customers will transition to the updated Drivewise program at their upcoming renewal. Drivewise device customers in NY will NOT be automatically switched to the Drivewise mobile program, but can move to the new mobile program if desired.
Drivewise will now use your driving behaviors to help calculate your policy premium (cost of auto insurance), giving you more transparency and control over your price.
- Performance cash rewards are ending, but if you are in the middle of a performance reward cycle, you will receive a final pro-rated performance reward at your next renewal.
- You will be able to earn a participation discount as long as you remain active in the program.
- You can continue to earn Allstate Rewards® points, and any points you've already earned will carry over and be available to use (except NY).
No, just continue driving and enjoy the ongoing participation discount.
You won't see a cash rewards indicator in the Allstate mobile app anymore, but everything else should be the same. You'll continue to get real-time alerts, personalized driving feedback, trip history, and safety tips.
You must use the Allstate mobile app to participate in Drivewise. If you are not an active Drivewise Mobile user (meaning you have not been sharing driving data for at least six months), you will be unenrolled from Drivewise and won't automatically be switched to the new program. You can reenroll in Drivewise at any time.
The Allstate mobile app is free to use. Just search for Allstate in the App or Google Play store and download.