Coverage type	State requirements
Bodily injury liability Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.	$25,000 limit per person/$50,000 limit per accident
Property damage liability Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault.	$25,000 limit
Uninsured motorist Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.	$25,000 per person/$50,000 per accident
Underinsured motorist Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have enough liability insurance.	$25,000 per person/$50,000 per accident
Medical payments If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.	$1,000
Collision Helps cover expenses to repair or replace your vehicle that's been damaged in an accident.	Not required¹
Comprehensive Helps cover expenses to repair or replace your vehicle that's been stolen or damaged by things like storms or vandalism.	Not required¹

All coverages are subject to the coverage limits stated in your policy.

¹Although New Hampshire law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.