What is comprehensive coverage?
Comprehensive coverage can help protect you even if you're not in a crash. It can provide coverage if your vehicle is damaged in one of these situations:
- Storms and natural disasters
- Vandalism and theft
- Broken or shattered windows and windshield
- Damage caused by animals
- Damage caused by falling objects
Understanding comprehensive coverage
Deductibles for comprehensive insurance typically range from $0 to $1,000. This means you'll pay out-of-pocket for any amount up to your deductible and Allstate will cover the rest. And the higher your deductible, the less your insurance will likely cost.
Your car's cash value
Choosing what's right for you depends on your vehicle's value; if it's less than your deductible, comprehensive coverage may not be the right fit.