Comprehensive Insurance

What is comprehensive coverage?

Comprehensive coverage can help protect you even if you're not in a crash. It can provide coverage if your vehicle is damaged in one of these situations:

Storms and natural disasters
Vandalism and theft
Broken or shattered windows and windshield
Damage caused by animals
Damage caused by falling objects

Understanding comprehensive coverage

Help protect your car from more than crashes. Learn more about comprehensive coverage.

Comprehensive coverage

VO:

Comprehensive coverage helps repair or replace your car after something other than a collision with another car.

Things like theft, fire, hail damage or hitting an animal.

It’s optional if you own your car outright—but since these situations can happen to any driver, it's recommended to help with costly repairs.

Say for example, your car is stolen or totaled.

With Comprehensive Coverage, after you pay your deductible, your insurer will send you a check for your car's actual cash value.

Accidents can be expensive—you'll want coverage to protect you if one happens.

That’s what comprehensive coverage will do for you.

Comprehensive deductible

Deductibles for comprehensive insurance typically range from $0 to $1,000. This means you'll pay out-of-pocket for any amount up to your deductible and Allstate will cover the rest. And the higher your deductible, the less your insurance will likely cost.

Your car's cash value

Choosing what's right for you depends on your vehicle's value; if it's less than your deductible, comprehensive coverage may not be the right fit.

What is comprehensive coverage?

Understanding comprehensive coverage

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Comprehensive deductible

Your car's cash value