What is comprehensive coverage?
Comprehensive coverage can help protect you even if you're not in a crash. It can provide coverage if your vehicle is damaged in one of these situations:
- Storms and natural disasters
- Vandalism and theft
- Broken or shattered windows and windshield
- Damage caused by animals
- Damage caused by falling objects
Understanding comprehensive coverage
How much does comprehensive coverage cost?
The cost of comprehensive coverage can vary significantly depending on several factors, including your location, the make and model of your car, your driving history, and the coverage limits you choose. On average, comprehensive coverage can range from $100 to $300 per year, but it could be higher or lower based on your individual circumstances.
Your car's cash value
Choosing what's right for you depends on your vehicle's value; if it's less than your deductible, comprehensive coverage may not be the right fit.