What is collision coverage?
Collision coverage can help protect you from paying costly fees to repair or replace your car.
Drive with peace of mind
Adding collision coverage to your policy can help you be better protected for wherever the road takes you.
Understanding collision coverage
What does collision insurance cover?
Collision insurance can help protect you if:
- You hit another car
- You hit a stationary object
- Someone or something hits your parked car
Typical deductibles for collision insurance range from $0 to $1,000; the higher your deductible, the lower your premium. If you're in an accident, any amount above your deductible will be covered subject to your policy terms and conditions.
Your car's cash value
When considering collision coverage, it's important to remember your car's cash value. If it's worth close to or less than your deductible, this type of insurance may not be for you.