Collision coverage

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Collision coverage helps repair or replace your vehicle after an accident, regardless of fault.

If you owe money on your car loan, or lease your vehicle, it's required. Otherwise, it’s optional.

Collision Coverage helps you avoid paying out of pocket for costly repairs. Or, if it's a total loss, pays to replace your car – up to its actual cash value.

One thing to remember is that you're responsible for paying your deductible—a set dollar amount that goes toward repairing your car.

You can choose a high deductible to keep your premium low, or a lower deductible to reduce how much you pay out-of-pocket after an accident.

Accidents can be expensive—you'll want coverage to protect you if one happens.

That’s what collision coverage will do for you.