What is collision coverage?

Don't let an unexpected crash catch you off guard. Collision coverage can help protect you from paying costly fees to repair or replace your car.

Drive with peace of mind.

Adding collision coverage to your policy can help you be better protected for wherever the road takes you.

Understanding collision coverage

It's important to prepare for the unexpected when you're behind the wheel. See what collision coverage can do to help protect you and your vehicle.

Get an auto quote.

Drive with quality coverage on your side. Allstate auto insurance can help you stay protected on the road.

What does collision insurance cover?

Collision insurance can help protect you if:

  • You hit another car
  • You hit a stationary object
  • Someone or something hits your parked car

Collision deductible

Typical deductibles for collision insurance range from $0 to $1,000; the higher your deductible, the lower your premium. If you're in an accident, any amount above your deductible will most likely be covered.

Your car's cash value

When considering collision coverage, it's important to remember your car's cash value. If it's worth close to or less than your deductible, this type of insurance may not be for you.