liability insurance

Bodily injury coverage

VO:

Bodily injury coverage is a type of liability coverage, that helps pay for other driver’s expenses resulting from an accident you caused.

It’s required by law in most states, but you pick the limits.

The limits are the maximum amount your insurer will pay after an accident.

Your coverage can help pay for things like the other driver’s emergency aid, medical bills, and lost income.

Keep in mind, that if their expenses exceed the limits you selected, you may have to pay out of pocket for the remaining costs.

Accidents can be expensive—you'll want coverage that protects you if one happens.

That’s what bodily injury coverage will do for you.

Property damage liability

VO:

Property damage liability is a type of coverage that helps pay for other people's property if you caused an accident.

It's required by law in most states, but you pick your limits.

The limits are the maximum amount your insurer will pay to fix things like: their car, mailbox, or even fence.

Keep in mind that if the damage costs more than your coverage limit, you may have to pay the difference out of your own pocket.

Accidents can be expensive—you'll want coverage to protect you if one happens.

That’s what property damage liability will do for you.