A: If you don't own a car, you may still be required to have an SR-22 certificate and an SR-22 auto insurance policy. If you drive a borrowed car or rent a car and get into an accident, you could still be held liable for personal injury or property damage claims. You may be able to buy a non-owner SR-22 policy. If your license was suspended, in some cases you may even be required to get a non-owner SR-22 to reinstate your driving privileges.

If you are required to file an SR-22, contact your insurer to obtain the documents for submission to your state's appropriate department.

For more information about obtaining an SR-22, check with your insurance provider.