Head-to-toe protection

Medical payments insurance helps cover medical expenses associated with auto accidents. If you, your passengers or any family members driving at the time of an accident are injured, medical payments coverage can help protect you—no matter who's at fault. It can also help cover you or your family members if they're injured in another car or as a pedestrian.

Even if you have health insurance, medical payments coverage can help eliminate coverage gaps. Not only does it help cover copays, but it also extends to your passengers, which your health insurance may not.

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When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

Understanding medical payments coverage

What does medical payments insurance cover?

From seeing a doctor to calling an ambulance, medical payments insurance can help cover:

  • Doctor visits
  • Hospital visits and stays
  • Surgery
  • X-rays
  • EMT & ambulance fees
  • Professional nursing service and care
  • Prostheses