Medical payments insurance helps cover medical expenses associated with auto accidents. If you, your passengers or any family members driving at the time of an accident are injured, medical payments coverage can help protect you—no matter who's at fault. It can also help cover you or your family members if they're injured in another car or as a pedestrian.
Even if you have health insurance, medical payments coverage can help eliminate coverage gaps. Not only does it help cover copays, but it also extends to your passengers, which your health insurance may not.
Understanding medical payments coverage
What does medical payments insurance cover?
From seeing a doctor to calling an ambulance, medical payments insurance can help cover:
- Doctor visits
- Hospital visits and stays
- EMT & ambulance fees
- Professional nursing service and care