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Auto Coverages & Policies

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Car insurance centered around you

When it comes to insurance, one size doesn't fit all. Learn about the many different coverage types available to help meet your needs, then contact an agent to get a personalized insurance proposal.

Featured auto resources

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Drivewise® from Allstate

Enjoy personalized feedback to help you drive safer—and be rewarded for it.

A mom hands the car keys to her son.

Insurance for Teen Drivers

Get the tools, support and coverage your family needs when you add a new driver to your policy.

A woman who is working for a ride sharing company drives her car.

Rideshare insurance

For a low cost, Allstate Ride for Hire® can help fill certain coverage gaps for personal ride-sharing vehicles.

Types of coverage

Collision coverage
Covers expenses related to the damage or destruction of your vehicle from an accident or other collision
Comprehensive coverage
Covers expenses related to the damage to your vehicle caused by vandalism, theft, hail, fallen trees and more
Liability coverage
Covers expenses related to injury, death or property damage of others when you're at fault
Medical payments coverage
Covers medical expenses if you or your passengers are hurt
Uninsured & underinsured motorist coverage
Covers your expenses if the other driver is at fault and doesn't have insurance
Custom equipment coverages
Covers the cost of replacing stolen or damaged aftermarket parts, equipment, personal electronics as well as audio and/or video equipment not installed by the manufacturer of your auto
Roadside coverage
Covers the cost of common roadside services like tire changes and jump-starts
Personal injury protection
Covers expenses related to injuries you sustain in a covered accident
Personal umbrella policy
Covers liability above and beyond your auto policy's liability underlying limits
Rental reimbursement coverage
Covers the cost of renting a car or other transportation expenses while your vehicle's in the shop due to a collision or other insured loss

We've Got You Covered

Your state's required minimums may not be enough to best protect you, your family and your car. That's why you can adjust your limits and deductibles to fit your needs.
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What you'll need to get a car insurance quote

Personal Information
Name, Date of Birth, Address
Vehicle Information
Year, Make & Model or VIN*
*Don't worry, we'll help you find this

Specialty Policies

Classic car insurance

Your extraordinary car deserves exceptional protection. From antiques to modern classics, help keep your retro ride on the road with coverage custom-made for vintage vehicles.

Protection for classic cars, like this beautiful, light blue classic convertible with its top down.

Kids sitting in back of car at the beach.

Car insurance for travel to Mexico

Driving to Mexico? Mexico tourist auto insurance is a car insurance policy, separate from your domestic policy, that helps cover U.S. and Canadian drivers in Mexico. Whether your trip lasts for a couple days or a couple months, you can tailor your policy to the length of your stay, up to a year.

What are deductibles and limits?

As you're choosing a car insurance policy, make sure you understand deductibles and limits.

Learn about
deductibles and limits
bumper to bumper icon.

Bumper-to-Bumper Basics®

Answer a few questions to help you determine the limits and deductibles that could be right for you.

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How to read your policy declarations

After you purchase an auto policy, you'll receive an important document, called a policy declarations.

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Related resources

Please note that this website provides only a summary of auto insurance, written to illustrate in general terms how auto insurance works. Your insurance policy is the legal contract that contains the terms and limitations of your coverage. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. Whether an accident or other loss is covered is subject to the terms and conditions of your insurance policy.

Drivewise is optional. Insurance feature is not available in every state. Subject to terms, conditions and availability.

Allstate Ride for Hire provides deductible gap coverage for damage to your vehicle up to $2,500. Not available in every state. Feature optional. All coverages subject to terms, conditions, limitations and availability. Terms may vary by state.

Classic Car Insurance is not an Allstate product. The policy is offered under the expanded market program and is provided by Hagerty Insurance Agency, LLC, a third-party provider not affiliated with, operated or controlled by Allstate.

Mexico Tourist Auto Insurance policies are underwritten by American Modern and offered under an Expanded Market Program. American Modern is not affiliated with Allstate.

Insurance, coverage, features and discounts subject to terms, conditions and availability which varies by state. Discount and saving amounts vary. Speak to an Allstate agent for further details regarding eligibility or availability in your state.

Many factors go into the cost of your auto insurance policy, including how you purchase the policy: online, through a call center, or with an agent.
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