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Nebraska Auto Insurance

Learn about your state's car insurance laws.

It's important to find auto insurance that fits you and your life. But, you also have to consider your state's requirements.Nebraska law requires that all drivers purchase certain types and amounts of car insurance coverage. These are shown in the table below. You may be able to purchase additional types of car insurance coverage, as well as increase your coverage limits to help better protect you and your vehicle.

Contact a Nebraska Allstate agent to better understand the different types of coverage in your area.


State Map

See auto insurance requirements in:

Nebraska Coverage Details

Coverage Type
Nebraska Requirements
Bodily Injury Liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
$25,000 limit per person/$50,000 limit per accident1
Property Damage Liability
Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault.
$25,000 limit1
Uninsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.
$25,000 limit per person/$50,000 limit per accident
Underinsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have enough liability insurance.
$25,000 limit per person/$50,000 limit per accident
Medical Payments
If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.
Not required
Collision
Helps cover expenses to repair or replace your vehicle that's been damaged in an accident.
Not required2
Comprehensive
Covers expenses to repair or replace your vehicle that's been damaged in situations like thefts or storms.
Not required2


All coverages are subject to the coverage limits stated in your policy.

1https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists

2Although Nebraska law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

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State chart requirements provided for informational purposes only. State minimums and required coverages vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2018 Allstate Insurance Company, Northbrook, IL.

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