Pay-per-mile car insurance
Don't Drive Much? Don't Pay Much.℠
With Milewise insurance you pay a daily base rate plus a per-mile rate when you drive. It's as simple as that.
(Example: 6¢ per mile x 12 miles)
Total cost per day
Pay what’s right for you.℠
Milewise is a pay as you go insurance that uses a device to capture the miles you drive and an app to have transparency into your driving and costs.
- Plug in the device.
- Get the Allstate® mobile app.
- Monitor driving and spending.
Who is pay-per-mile car insurance for?
Where is Milewise available?
Explore the Allstate® mobile app.
- Quickly access your Milewise policy details, account balance, miles driven and safe driving status.
- Review your weekly spending and set goals.
- Review trips at a glance.
- Dig into detailed maps and get personalized driving feedback.
- See your safe driving trends based on braking, speed and time of day.
- View vehicle diagnostics, get car maintenance reminders, find a mechanic and schedule repairs. Milewise also includes access to Allstate Car Health.
Milewise general faqs
Milewise is an auto insurance product that gives you more control over your insurance costs and gives feedback on your driving. Choose the Pay-Per-Mile vehicle option, the Unlimited vehicle option, or a combination of both. With the Pay-Per-Mile option, you pay a low daily rate and Per-Mile rate when you drive. Unlimited vehicles are only assessed a Daily Rate, regardless of miles driven.
Both Milewise options offer the same convenient billing process: when your account reaches its minimum balance, it's automatically replenished via the credit on file. Milewise works with an easy-to-use mobile app and/or website as well as a small device that plugs into your vehicle's diagnostic port, which is usually under the steering column. The device detects how much you drive for the most accurate Pay-Per-Mile cost and ensures Unlimited vehicles experience the full benefits of Milewise like trip info, account details and Allstate Rewards points.
The Milewise device provides additional value through Allstate Rewards, a program where you can earn points for your safe driving. Redeem your points for savings on merchandise, gift cards, daily deals, local offers, auctions and more!
For more information, visit Allstate Rewards
Milewise device faqs
A red light on the device will flash briefly once it is installed. You will also receive a notification through your app once the device is connected.
It's important to check your app and/or website to ensure trips are being recorded. You will be notified in the app, website, or through email if there is an issue with the device or if trips are not recording. Trips should appear on the dashboard within 48 hours. Sometimes trips will not appear right away because the vehicle is in an area where the device does not have adequate cellular service. Once the vehicle is in an area where the device can connect, all data from the device will be transferred and recorded in the Milewise dashboard.
Milewise account management faqs
Set up your Milewise account with an initial down payment, then pay as you go. Trip costs are deducted from your Milewise account after each trip is completed and processed — usually within 48 hours. When your account reaches the minimum balance, it will automatically replenish via the credit card on file.
You can also make a payment on your account at any time by accessing the Payment Information section on the Milewise website via My Account (see steps below).
- Login to the My Account website
- Select milewise.allstate.com to access Milewise website
- Next, select "View Payment Information" to display the payment history
- Click One-Time Payment
You can also make a one-time payment on the Allstate mobile app.
You can update your credit card on file via the Payment section in the Allstate mobile app or the Milewise Website:
- Log in to My Account
- Under the 'My Policies' section, click the link to the Milewise policy to view policy details
- Click the Payment tab
- Click 'Update Credit Card' under Payment Information in the lower left corner
Note: The changes made by the customer through the Milewise website and the Allstate mobile app will be effective immediately
You can update your email address through My Account.
- Log in to My Account
- Select the drop down arrow next to Settings
- Select Profile
- Under Contact Information, select edit next to email address
Milewise cost faqs
Milewise trip faqs
Most trips will display on the Milewise dashboard in the Allstate® mobile app/Milewise website within 48 hours of trip completion. Sometimes trips will not appear right away because the vehicle is in an area where the device does not have adequate cellular service. Once the vehicle is in an area where the device can connect, all data from the device will be transferred and recorded with Milewise account.
If you still unable to view your trip(s), please contact the Milewise Customer Team at 877-389-0047.