Pay-per-mile car insurance
Don't Drive Much? Don't Pay Much®
Check out Milewise from Allstate. It’s a pay-per-mile car insurance that offers the same trusted coverage and claims support you expect from Allstate.
Where is Milewise available?
Milewise is available in: AZ, DE, ID, IL, IN, MD, MN, MO, OH, OK, OR, PA, SC, VA, WA, WI and WV.
If Milewise is not yet available in your state, you still have a chance to save. Don't forget to check out Drivewise, a safe driving tool that rewards you for safe driving.
How Milewise works
Milewise uses a device to capture the miles you drive and an app to have transparency into your driving and the price you pay for insurance.
With Milewise insurance, you pay a daily base rate plus a per-mile rate when you drive.
Daily rateExample: $1.50
Per-mile rateExample: 72¢ (avg. of 6¢ per mile x 12 miles)
Total cost per dayExample: $2.22 ($1.50 + 72¢)
Who is pay-per-mile car insurance for?
Pay-per-mile car insurance is designed to empower low-mileage drivers with transparency and control. It's a great option for many types of drivers, including:
- Stay-at-home parents, retirees or part-time workers
- Commuters who embrace alternative transportation, and those with short commutes
- Drivers who work close to home or work from home
Car insurance transparency with Milewise
Policy accessQuickly access your Milewise policy details, account balance, miles driven and safe driving status.
Budget and costsReview your weekly spending and set goals.
Trip historyReview trips at a glance.
Driving feedbackDig into detailed maps and get personalized driving feedback.
Driving habitsSee your safe driving trends based on braking, speed and time of day.
Milewise is an auto insurance product that gives you more control over your insurance costs and gives feedback on your driving. Choose the Pay-Per-Mile vehicle option, the Unlimited vehicle option, or a combination of both. With the Pay-Per-Mile option, you pay a low daily rate and Per-Mile rate when you drive. Unlimited vehicles are only assessed a Daily Rate, regardless of miles driven.
Both Milewise options offer the same convenient billing process: when your account reaches its minimum balance, it's automatically replenished via the credit on file. Milewise works with an easy-to-use mobile app and/or website as well as a small device that plugs into your vehicle's diagnostic port, which is usually under the steering column. The device detects how much you drive for the most accurate Pay-Per-Mile cost and ensures Unlimited vehicles experience the full benefits of Milewise like trip info, and account details.
Information collected by the Milewise device includes driving speed, miles, time of day, driving events, and location. This enables us to provide you personalized driving feedback, and account details. A detailed list of the information collected by the device can be viewed at https://www.arity.com/device-data/.