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Milewise® from Allstate

Pay-per-mile car insurance

Milewise is a new kind of car insurance based on the miles you drive. It comes with the same reliable coverage and claims service you expect from Allstate, and it just might be the best kind of insurance for your lifestyle.

Don't Drive Much? Don't Pay Much.SM

With Milewise insurance you pay a daily base rate plus a per-mile rate when you drive. It's as simple as that.

daily rate

Daily rate

(Example: $1.50)

Per-mile rate

Per-mile rate

(Example: 6¢ per mile x 12 miles)

Total cost per day

Total cost per day

(Example: $2.22)

Pay as you go.

Milewise uses a device to capture the miles you drive and an app to have transparency into your driving and costs.

  1. Plug in the device.
  2. Get the Allstate® mobile app.
  3. Monitor driving and spending.
Download for iOS   Download for Android
Allstate chip.

Who is Pay-Per-Mile car insurance for?

People who drive less than the average driver, such as stay-at-home parents, commuters, people who work from home or near home, and retirees. It's also for people who want more control and transparency in their insurance costs.

Miles driven per year 1000
savings per year

Let's get started with your Milewise quote.

Look into pay-per-mile car insurance that comes with an agent you know and trust.
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What you'll need to get a Milewise quote

Personal information
Name, Date of birth, Address
Vehicle Information
Year, Make & Model or VIN*
*Don't worry, we'll help you find this

Where is Milewise available?

Illustration of United States map showing States in blue where milewise is available.

Explore the Allstate® Mobile App.

Allstate Mobile has powerful tools that help you budget your costs and review your trips.

The home screen of the Milewise app shows a  summary.

Quickly access your Milewise policy details, account balance, miles driven and safe driving status.

The app screen shows the Spending screen, where users can see how much they've spent for the month, week or days.

Review your weekly spending and set goals.

The app screen shows the Trips a user has made. At the top is the user's car information and below are the days of the week with the start, stop and miles of each trip for each day.

Review trips at a glance.

The screen shows that a user can tap on any given trip to see it in a map view.

Dig into detailed maps and get personalized driving feedback.

This app screen has the user's car's name up top and has tabs that have information on sudden braking, high speed and late night driving.

See your safe driving trends based on braking, speed and time of day.

This screen shows diagnotics and alerts to help evaluate your cars health.

View vehicle diagnostics, get car maintenance reminders, find a mechanic and schedule repairs. Milewise also includes access to Allstate Car Health.

Milewise FAQ

Milewise is a pay-as-you-go car insurance product from Allstate. You pay a low daily rate and per-mile rate when you drive. When your account reaches its minimum balance, it's automatically replenished via the credit card on file.

The Milewise device is small enough to fit in the palm of your hand. It plugs into your car under the dash and steering column and detects driving info so you can see your mileage and trip habits on demand. The device must be installed and operating correctly to record trips.

No. The Milewise device follows the car not the driver. Be sure to keep each device plugged into the car originally designated on the policy.

Trip costs are calculated by multiplying the miles recorded for a trip by your per-mile rate.

Your daily rate and per-mile rate are calculated based on characteristics such as driver age, vehicle type and driver history, similar to a traditional auto policy.

Trip costs are deducted from your Milewise account after a trip is completed and processed, usually within a few hours. Your credit card on file is charged when your minimum account balance is reached, which depends on how much or little you drive.

The Milewise device detects miles driven, speed, time of day, specific driving events (like sudden braking) and location. This info is used to calculate your trip costs and provide personalized feedback you can view online and in the app.

No problem. We cap the number of miles that you pay each day for each vehicle. Once you reach your cap, your miles are on us.

On days you don't do any driving, only the daily rate is deducted from your Milewise account.

No. You get the same great coverage and claims service you'd expect from Allstate along with an agent you can know and trust.

You can contact your Allstate agent or call the Customer Care Team at 877-389-0047.

Many factors go into the cost of your auto insurance policy, including how you purchase the policy: online, through a call center, or with an agent.

Milewise optional. Based on annual premium paid by Allstate standard auto customers vs. Allstate pay-per-mile customers who drive an average of 1,000-10,000 miles a year. Savings vary. Subject to terms, conditions, and availability. Milewise® is a registered mark of Allstate Insurance Company, registered for wireless devices providing telematics services, software used for providing driving data, and for providing web-based software used in connection with driving data. Allstate Fire and Casualty Insurance Company & its affiliates, Northbrook, IL. © Allstate Insurance Company.

ECC Monitor: OK