Back to top
Skip to main content
Explore Allstate
Popular Searches
  • Allstate
    • We help customers realize their hopes and dreams by providing the best products and services to protect them from life's uncertainties and prepare them for the future.
  • Connect With Us
    • Facebook
    • Twitter
    • LinkedIn
    • Youtube
    • Pinterest
    • Instagram
  • Insurance & More
  • Claims
  • Tools & Resources
  2. Auto Insurance
  3. Georgia Car Insurance


Georgia Car Insurance

Coverage designed with you in mind

Located in the Southeastern United States, Georgia is the eighth most populous state in the country and the largest state east of the Mississippi River. Its diverse topography features mountains, farmlands and shoreline. Its capital, Atlanta, is one of the top 10 most populated cities in the U.S., and Savannah is a popular coastal destination. It's the country's No. 1 producer of peanuts, peaches and Vidalia onions, home to a variety of professional sports teams and numerous landmarks, including Stone Mountain and the birthplace of Martin Luther King Jr. and former President Jimmy Carter.

When it comes to auto insurance, just like its landmarks, cuisine and culture, every state is different. See what coverage and coverage limits Georgia requires in the table below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.

A Georgia Allstate agent can help you understand the different insurance types available to you.

protection you need
new low rates you want

With Allstate you expect better coverage and better service. Well, now you can also expect a better price in Georgia because we've lowered our rates even more.

quote now
woman driving car.
State Map

Auto insurance requirements are based on your location. You're looking at auto requirements in Georgia. Pick a new state to see its laws:

Coverage Type
Georgia Requirements
Bodily Injury Liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
$25,000 limit per person/$50,000 limit per accident
Property Damage Liability
Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault.
$25,000 limit
Uninsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.
Not required
Underinsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have enough liability insurance.
Grouped with uninsured motorist coverage
Medical Payments
If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.
Not required
Collision
Helps cover expenses to repair or replace your vehicle that's been damaged in an accident.
Not required1
Comprehensive
Helps cover expenses to repair or replace your vehicle that's been stolen or damaged by things like storms or vandalism.
Not required1


All coverages are subject to the coverage limits stated in your policy.

1Although Georgia law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

Related Resources

State chart requirements provided for informational purposes only. State minimums and required coverages vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums.

Subject to terms, conditions, and availability. In most states, prices vary based on how you buy. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate Fire and Casualty Ins. Co. & affiliates; Northbrook, IL. © 2021 Allstate Insurance Company

Many factors go into the cost of your auto insurance policy, including how you purchase the policy: online, through a call center, or with an agent.

Edit Location

Retrieve a saved quote

ECC Monitor: OK