Coverage designed with Atlanta in mind
The capital of Georgia, Atlanta, is the state's most populous city and is situated at the foothills of the Appalachian Mountains. It's home to one of the world's busiest airports, has a diverse economic and cultural background and features professional baseball, football, soccer and basketball teams. Surrounded by the looping Interstate 285, Atlanta is also home to Interstates 20, 85 and 75. Located in the Southern United States, its climate is as warm as its Southern hospitality.
When it comes to auto insurance, every state has different requirements. For drivers in Atlanta, you can see what coverage and coverage limits Georgia requires in the list below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.
Allstate offers auto insurance across all 40+ Atlanta zip codes from 30002 to 30363. An Atlanta Allstate agent can help you understand the different insurance types available to you.
Atlanta car insurance requirements
Auto liability insurance is a type of car insurance coverage that's required by law in Georgia, so Atlanta drivers must have it.
More specifically, the following liability coverages are the minimum required in Atlanta:
- $25,000 bodily injury liability limit per person
- $50,000 bodily injury liability limit per accident
- $25,000 property damage liability
Uninsured/underinsured motorist coverage, medical payments, collision¹ and comprehensive¹ coverage are not required for Atlanta drivers.
All coverages are subject to the coverage limits stated in your policy.
¹Although Georgia law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
Atlanta auto insurance discounts
It's possible to get quality coverage in Atlanta at a lower rate than you might think. Whether you decide to bundle your insurance policies, drive down your insurance costs with Drivewise®, and more, Atlanta drivers can find many ways to save with Allstate
Multiple policy discount
Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.
New car discount
You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.
Teen driver discounts
Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Atlanta teen driver meets these requirements:
- Is a single, full-time student under the age of 25 and getting good grades
- Attends school at least 100 miles away from where the car is garaged
- Successfully completes the teenSMART℠ driver education program
Proof of insurance in Atlanta
If you are stopped by the police and asked to show your auto insurance card, drivers in Atlanta can show an electronic insurance card. Most states, including Georgia, permit drivers to show an electronic copy of their insurance card on a mobile device during a traffic stop.