Back to top
  Try Smart Search An intelligent search tool to help you find the info you're looking for. Try it now
< Start Over Welcome to Smart Search Quickly locate tools, tips, resources, insurance information and more. Smart Search For example: car insurance tips or common claims Popular Searches


5 Easy Ways to Help Lower Your Car Insurance Premiums

Published: October 2015

Saving money is important to a lot of us—and there may be more ways to save than you might think.

 Young lady taking a course in driver's education.

Reducing your car insurance premium can be an easy way to save money. Here are five easy tips to help keep more money for yourself!

  1. Car safety and security features. Driving a car that has a number of built-in safety features, such as airbags and anti-lock brakes, and security features, like anti-theft and engine cut-off systems, may qualify you for discounts on your auto insurance premiums. Such vehicles are statistically less likely to be in an accident or stolen than those that don't have these features.

  2. Set higher deductibles. The higher your deductible—the amount of money you are willing to pay in the event of a claim—the lower your premium generally is. Typically, deductibles range from $0 to $1,500.

  3. Take a defensive driving course. Some auto insurance companies offer discounts for drivers who successfully complete a safe driving course at an accredited institution. Typically, these courses are taken by teenage drivers and seniors, but any driver may benefit from taking one.

  4. Clean out that garage. Many insurance companies offer discounts to people who park their cars inside a garage, rather than out on the street or in a driveway. Statistics show that vehicles in garages are less likely to be stolen or in accidents.

  5. Compare many auto insurance quotes. Be sure to get several auto insurance quotes when shopping around, then compare them side by side to pick the one that's best for your situation.

A suburban home.

Quality Auto Coverage Starts Here.

When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected for wherever the road takes you.

Get a quote Find an agent

Want to see if you're eligible for discounts, or to adjust your deductible? Contact your Allstate agent today.

Related Resources:

This content is for informational purposes only and may not be applicable to all situations.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2018 Allstate Insurance Company, Northbrook, IL.
ECC Monitor: OK