As you prepare for your trip to Canada, confirm you have the right insurance coverage. Here are a few things to check before you travel north of the border:

Your existing coverage. Review your policy's declarations page. Contact your insurance provider to better understand your coverages and limits in Canada, if they are not clearly outlined.
The trip duration. For short trips (less than a month), your existing U.S. car insurance policy may be valid. For longer stays, consider purchasing additional coverage or a separate Canadian car insurance policy.
The trip destinations. If you're planning to visit remote areas, ensure you have comprehensive roadside assistance. For winter travel, check if your policy covers weather-related incidents.
Canadian liability requirements. Certain Canadian provinces may have different minimum liability requirements than your home state. Consider increasing your liability coverage for added protection, if needed.
Your car’s value. If you have an older or less expensive car, you might opt for liability-only coverage. For newer or leased vehicles, full coverage is often advisable.
Check for coverage gaps. Look for any exclusions in your policy that might leave you vulnerable in Canada. Consider supplemental insurance to fill these gaps if necessary.
Consider additional travel insurance. While not strictly auto-related, travel insurance can provide extra peace of mind, covering things like trip cancellation or medical emergencies.

Ask your insurance provider detailed questions about your coverage in Canada. It's always better to be over-prepared than to find yourself underinsured.