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Oregon Auto Insurance

Learn about your state's car insurance laws.

It's important to find auto insurance that fits you and your life. But, you also have to consider your state requirements. Whether it's legal regulations or common coverage levels for other Allstate policyholders in your area, get the information you need about auto insurance in Oregon.

State Map

Auto insurance requirements are based on your location.



GET A QUICK, PERSONALIZED CAR INSURANCE QUOTE.

When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

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Coverage Type
Oregon Requirements
Common Coverage Levels In Oregon
Bodily Injury Liability
Covers expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
$25,000 limit per person/$50,000 limit per accident
$100,000 limit per person/$300,000 limit per accident
Property Damage Liability
Covers expenses related to the damage of another person's property—like vehicles, homes, buildings and other structures—when an accident is your fault.
$20,000 limit
$50,000 limit
Uninsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.
$25,000 limit per person/$50,000 limit per accident
$100,000 limit per person/$300,000 limit per accident
Underinsured Motorist
Covers medical expenses if you're in an accident, the other driver is at fault and doesn't have enough insurance.
Grouped with uninsured motorist coverage
Grouped with uninsured motorist coverage
Personal Injury Protection
If you and/or your passengers are hurt in an accident, this can cover your medical bills plus related expenses like income continuation.
$15,000 limit
$15,000 limit
Collision
Covers expenses to repair or replace your vehicle that's been damaged in an accident.
Not required
$500 deductible
Comprehensive
Covers expenses to repair or replace your vehicle that's been damaged in situations like thefts or storms.
Not required
$500 deductible


You can count on a local agent.

An Allstate agent can help you find ways to protect what matters most.

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State chart requirements provided for informational purposes only. State minimums and required coverages vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums. Coverage limits and deductibles identified as "most common" in the chart above are the most popular limits and deductibles selected by Allstate policyholders in Oregon. All coverages are subject to policy terms, conditions and state availability.

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