Protection for your insurance rate.

Your car insurance premium doesn't have to go up just because of an accident. When you add Allstate's optional Accident Forgiveness coverage to your auto insurance policy, your rates won't go up after an accident — even if it was your fault.

Accident Forgiveness protection begins the day you sign up. Contact your local agent to learn more about Accident Forgiveness so you can determine if it's right for you.

How it works

Get extra insurance discounts & perks with Allstate.

Accident Forgiveness is just one of the many ways you can choose to get extra value with an Allstate auto insurance policy.

Here's a look at some other unique ways Allstate can help you save money on car insurance:

  • Safe Driving Bonus® — Receive a safe driving bonus for every 6 months you drive without having an accident.
  • Deductible Rewards — Get $100 off your collision deductible the day you sign up, plus receive another $100 off your deductible each year you drive without having an accident — up to $500 total.
  • Drivewise® — Get personalized driving feedback that can help you improve your safe driving habits and lower your insurance costs.

Your local agent can help you sign up for these programs and identify other potential car insurance discounts.

prepare for the road ahead

Accident Forgiveness is just one of the many features available to an Allstate auto insurance customer.
get a quote

What you'll need

Personal information
Name, date of birth, address

Vehicle information
year, make & model or vin*
*don't worry, we'll help you find this.

What do you do when you're in an accident.

If you do have an accident, you may want to take certain steps at the scene and throughout the claims process to help make an unfortunate situation go as smoothly as possible. From assessing injuries and damage to monitoring the status of your claim, this accident guide from Allstate may help.

Once you are ready, you can file your auto claim online quickly and easily by logging in to My Account.