Accident Forgiveness
What is Accident Forgiveness?
Your car insurance premium doesn't have to go up just because of an accident. When you add the optional Accident Forgiveness feature to your auto insurance policy, your rates won't go up after an accident — even if it was your fault.
How do I get Accident Forgiveness?
You can usually add Accident Forgiveness when purchasing your policy. If you’re already an Allstate customer, you may be able to adjust your policy to include Accident Forgiveness by logging in to My Account.
How can I save more on my Allstate auto insurance?
Accident Forgiveness is just one of the many ways you can choose to get extra value with an Allstate auto insurance policy.
Here's a look at some other unique ways Allstate can help you save money on car insurance:
- Multi-policy — Save when you bundle auto with another product, like home or renters insurance.
- Drivewise® — Get personalized driving feedback that can help you improve your safe driving habits and lower your insurance costs.
- Student discounts — Save on your premium if your college-aged child has a “B” average or above, or is away at school.
Your local agent can help you sign up and identify other potential car insurance discounts.
What happens if I’m in an accident with Accident Forgiveness?
If you do have an accident, you may want to take certain steps at the scene and throughout the claims process to help make an unfortunate situation go as smoothly as possible. From assessing injuries and damage to monitoring the status of your claim, this accident guide from Allstate may help.
Once you are ready, you can file your auto claim online quickly and easily by logging in to My Account or the Allstate app.