As with any insurance, coverage limits will apply. Limits are the maximum amount your policy will pay out after a covered loss. Read your policy to learn what your coverage limits are and talk with your local agent to learn whether you can adjust those limits based on your needs.

If you do need to file a claim, you'll likely need to pay your deductible, which is your share of a covered claim.

With a basic knowledge of how boat insurance may help protect you, your boat and others, you can set sail with the peace of mind that comes with knowing you have certain safeguards in place, just in case.

With a basic knowledge of how boat insurance may help protect you, your boat and others, you can set sail with the peace of mind that comes with knowing you have certain safeguards in place, just in case.