A broken belt or a leaky hose can stop you in your tracks. For example, a snapped serpentine belt can cause several systems to fail, including your air conditioner compressor and power steering, according to Consumer Reports. Plus, they also point out that if your radiator hose is damaged or leaking, your car can quickly overheat, resulting in significant damage.

To avoid any problems, you, or your mechanic, should check your hoses and belts during every oil change. Also, it's easy to pop your hood occasionally to see if there are any overly worn belts, or cracked, broken or hardened hoses. As Bob Vila points out, if you hear any squealing or wailing noises when your car is running, a belt or hose may be going bad. Consult your mechanic and owner's manual on how and when to replace any belts or hoses.

With a regular maintenance schedule and a little elbow grease, you may be able to save time and avoid costly repairs in the long run. Set a schedule that works for you and you'll stay on the road and out of the repair shop.