Get coverage that fits your home.
There's no place like home in the beautiful state of Virginia. Take a closer look at how you can protect the place you call home with a House & Home® policy.
Types of coverage
See what a homeowners insurance policy can help protect in Virginia.
Dwelling coverage
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Other structures
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Liability protection
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss
Additional features
Claim RateGuard®
Helps keep your rate from increasing just because you file a home insurance claim²Claim-Free Rewards
Gives you a discount for switching to Allstate without any recent claims, plus 5% back for every year you don't have a claimDeductible Rewards℠
Gives you $100 off your home deductible when you sign up, plus an additional $100 off each year you don't have a claim — up to $500³
Take advantage of policy discounts.
See how you can save on homeowners insurance in Virginia.