home insurance by state

Depending on where you live, homeowners insurance policies will typically help pay to repair damage caused by certain risks or perils. Take a closer look at what coverages are available in your state by selecting from the table below.

Again, depending on where you live, a typical homeowners policy may have the following coverages with varying deductibles and limits:

• Dwelling coverage. Protects the structure of your house, such as the roof and walls
• Personal property coverage. Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
• Other structures. Protects the physical structure of buildings on your property separate from your home, such as a detached garage
• Liability protection. Defends and protects you if a person sues you after being injured on your property or after you damage their property
• Guest medical protection. Pays medical expenses for someone who's injured on your property
• Additional living expenses protection. Covers increased expenses if your home is uninhabitable after a covered loss