Get coverage that fits your home.

Allstate offers a variety of different coverage options to help protect what makes your home unique. In addition to standard home insurance coverage, you can choose from all kinds of optional coverage to better protect the things you love most.

learn about adding optional coverage

Talk to an agent to see what optional coverage you may want to add to your home insurance policy.

Choose the optional coverage that works for you. and emphasize works for you.

Here's a look at coverage options you can add to your homeowners policy.

  • Identity theft restoration
    Covers the cost of legal fees, lost wages and other related costs if your identity is stolen
  • Water backup
    Covers water damage caused by your drain backing up or sump pump breaking
  • Scheduled personal property
    Covers valuable appraised items like engagement rings or antiques
  • Business property
    Increases limits for business-related items stored in your home, like inventory
  • Sports equipment
    Increases coverage for expensive gear like golf clubs, ski equipment and more
  • Green improvement reimbursement
    Covers the additional cost of replacing damaged or destroyed covered items with more energy-efficient items
  • Yard and garden
    Increases the limits for the cost of items like trees, landscaping and riding lawn mowers
  • Electronic data recovery
    Covers the cost of recovering lost personal computer data, like photos or videos
  • Musical instruments
    Increases coverage for items like guitars, violins and more