Find a plan that fits your space
No two homes are alike. That's why we'll work alongside you to find the Allstate home insurance plan that works for you. Get an idea of your options below.
Deductibles and limits
Before choosing a home insurance policy, it's important to understand what these terms mean.
Standard types of homeowners insurance coverage
Dwelling coverageThis covers the physical structure of your home, like walls and roof.
Liability protectionIf you damage someone else's property or if someone sues or files a claim against you after being injured on your property, this helps keep you covered.
Personal property coverageProtects the objects inside your home or garage, like furniture or bicycles, even if they're damaged or stolen outside the house.
Guest medical protectionThis insurance covers the costs of medical expenses for someone who's injured on your property.
Other types coverage and policies
Personal umbrella policyIf you reach the liability limit on your property policy, this helps protect you against large liability claims.
Manufactured/mobile home insuranceSimilar to homeowners insurance, this type of policy keeps your manufactured or mobile home covered.
HostAdvantage®Covers your belongings when you're home-sharing¹.
Flood insuranceYour Allstate agent can help you purchase flood insurance² through the National Flood Insurance Program (NFIP).
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How to read your policy declaration
After you purchase your policy, you'll receive a policy declaration outlining your coverage.