Find a plan that fits your space.

No two homes are alike. That's why we'll work alongside you to find the Allstate home insurance plan that works for you. Get an idea of your options below.

Deductibles and limits

Before choosing a home insurance policy, it's important to understand what these terms mean.

learn more

come home to quality protection

Take a closer look at Allstate home insurance coverage — it's easier than ever to get the peace of mind you deserve.

Standard types of homeowners insurance coverage

  • Dwelling coverage

    This covers the physical structure of your home, like walls and roof.
  • Liability protection

    If you damage someone else's property or if someone sues or files a claim against you after being injured on your property, this helps keep you covered.
  • Personal property coverage

    Protects the objects inside your home or garage, like furniture or bicycles, even if they're damaged or stolen outside the house.
  • Guest medical protection

    This insurance covers the costs of medical expenses for someone who's injured on your property.

Optional Coverage

A standard Allstate homeowners policy might not quite cover all the things you love in and around your home. That's why you have the option to add additional coverage, like yard and garden insurance, musical instruments insurance and more.

Other types coverage and policies

  • Personal umbrella policy

    If you reach the liability limit on your property policy, this helps protect you against large liability claims.
  • Manufactured/mobile home insurance

    Similar to homeowners insurance, this type of policy keeps your manufactured or mobile home covered.
  • HostAdvantage®

    Covers your belongings when you're home-sharing¹.
  • Flood insurance

    Your Allstate agent can help you purchase flood insurance² through the National Flood Insurance Program (NFIP).

put these tools to work

  • Common & Costly Claims near you

  • You can find about homeowners claims in your neighborhood so you can better predict your risks and coverage needs.
  • go
  • Premium Gauge tool

  • Use the Allstate Premium Gauge tool to learn which factors could affect the price of your homeowners insurance.
  • go

How to read your policy declaration.

After you purchase your policy, you'll receive a policy declaration outlining your coverage.

learn more