Back to top

Car Insurance by State

Protection that's made for you

Where you live determines the auto insurance coverage levels you must have. Different state laws require certain coverages and sets minimum coverage limits that all drivers must purchase. However, you may be able to increase your coverage by selecting higher coverage limits. Take a closer look at what's required in your state by selecting from the table below.

Get a quick, personalized car insurance quote.

When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

Get a quote

What types of coverage are required?

Depending on where you live, some coverages are mandatory and some are optional. Understanding what's required in your state and what each helps cover can help you choose the right coverage for your situation.

Is uninsured or underinsured motorist coverage required in my state?

Uninsured motorist coverage is part of a car insurance policy that helps pay for your medical bills if you're hit by a driver who doesn't have car insurance. In some states, it may also help pay for your car repairs. Depending on where you live, uninsured motorist coverage may be required by law.

Underinsured motorist coverage varies by state but may help pay for medical bills if you're hit by a driver who has car insurance but not enough to pay for your injuries.

How much does car insurance cost in my state?

The cost of car insurance depends on many factors, including the types of auto insurance coverages you want included in your policy, the amount of your deductible and the limits of coverage. Things like the make and model of your car also can be taken into account, as well your driving record, age, where you live and more.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2020 Allstate Insurance Company, Northbrook, IL.

Many factors go into the cost of your auto insurance policy, including how you purchase the policy: online, through a call center, or with an agent.

ECC Monitor: OK