Coverage designed with you in mind
When it comes to auto insurance, just like its landmarks, cuisine and culture, every state is different. See what coverage and coverage limits Alaska requires in the table below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.
Alaska car insurance state minimums
Coverage type | State requirements |
|---|---|
Bodily injury liability | $50,000 limit per person/$100,000 limit per accident |
Property damage liability | $25,000 limit |
Uninsured motorist | Not required |
Underinsured motorist | Not required |
Medical expenses | Not required |
Collision | Not required¹ |
Comprehensive | Not required¹ |
All coverages are subject to the coverage limits stated in your policy.
¹Although Alaska law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
Other types of car insurance coverage in Alaska
Allstate also offer these other types of car insurance coverage:
- Roadside coverage
- Ride for Hire®
- Rental reimbursement coverage
Learn about these and other car insurance coverage types available.
Alaska car insurance discounts
It's possible to get quality coverage at a lower rate than you might think. When you get a quote for Alaska auto insurance from Allstate, you may be eligible for discounts that could help you save. Some available discounts can include:
- 55 and Retired
- Multiple policy / bundling discount
- New car discount
- Early Signing Discount®
- Responsible payer discount
- Good student discount
Review the different types of car insurance discountstailored to you and enjoy savings without cutting coverage.
Insurance bundling discounts
Allstate offers discounts for having multiple polices together, when you need multiple types of protection — for instance, bundling your auto and homeowners insurance could save you up to 15%*. When you bundle multiple Allstate insurance policies, you can quickly access them with a single sign-in, where you can review your coverages and make payments.
Factors that can impact your car insurance rates in Alaska
In addition to selecting the coverages, limits and deductibles that's right for you, these factors could also affect your car insurance rates in Alaska:
- The type of car you're insuring (year, make, model)
- Your driving habits and annual mileage
- Demographic factors, like zip code
- Any discounts you may qualify for
Learn more about these factors that could impact your car insurance premium.
Driving less? Start saving more
With pay-per-mile** car insurance you only pay for the miles you drive and receive the same trusted coverage from Allstate.
Save more with car sharing
Make your trips more rewarding with Avail, protected by Allstate. Avail connects trusted drivers with great cars owned by real people. Borrow a car or share your own for free parking and extra income. Insurance from Allstate included with every trip.