Getting car insurance in Alaska

When it comes to auto insurance, just like its landmarks, cuisine and culture, every state is different. See what coverage and coverage limits Alaska requires in the table below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.

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Pick a new state to see its laws:

Alaska car insurance state minimums

Coverage type
State requirements

Bodily injury liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.

$50,000 limit per person/$100,000 limit per accident

Property damage liability
Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault.

$25,000 limit

Uninsured motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.

Not required

Underinsured motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have enough liability insurance.

Not required

Medical expenses
If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.

Not required

Collision
Helps cover expenses to repair or replace your vehicle that's been damaged in an accident.

Not required¹

Comprehensive
Helps cover expenses to repair or replace your vehicle that's been stolen or damaged by things like storms or vandalism.

Not required¹

All coverages are subject to the coverage limits stated in your policy.

¹Although Alaska law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

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Drive with quality coverage on your side. Allstate auto insurance can help you stay protected on the road.

Other types of car insurance coverage in Alaska

Allstate also offer these other types of car insurance coverage:

  • Roadside coverage
  • Ride for Hire®
  • Rental reimbursement coverage

Learn about these and other car insurance coverage types available.

Alaska car insurance discounts

It's possible to get quality coverage at a lower rate than you might think. When you get a quote for Alaska auto insurance from Allstate, you may be eligible for discounts that could help you save. Some available discounts can include:

  • 55 and Retired
  • Multiple policy / bundling discount
  • New car discount
  • Early Signing Discount®
  • Responsible payer discount
  • Good student discount

Review the different types of car insurance discountstailored to you and enjoy savings without cutting coverage.

Insurance bundling discounts

Allstate offers discounts for having multiple polices together, when you need multiple types of protection — for instance, bundling your auto and homeowners insurance could save you up to 15%*. When you bundle multiple Allstate insurance policies, you can quickly access them with a single sign-in, where you can review your coverages and make payments.

Factors that can impact your car insurance rates in Alaska

In addition to selecting the coverages, limits and deductibles that's right for you, these factors could also affect your car insurance rates in Alaska:

  • The type of car you're insuring (year, make, model)
  • Your driving habits and annual mileage
  • Demographic factors, like zip code
  • Any discounts you may qualify for

Learn more about these factors that could impact your car insurance premium.

Driving less? Start saving more

With pay-per-mile** car insurance you only pay for the miles you drive and receive the same trusted coverage from Allstate.

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Save more with car sharing

Make your trips more rewarding with Avail, protected by Allstate. Avail connects trusted drivers with great cars owned by real people. Borrow a car or share your own for free parking and extra income. Insurance from Allstate included with every trip.

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