Coverage designed with you in mind
Located in the Southwestern United States, Arizona is the sixth largest and 14th most populous state in the country. Known for its desert climate of hot summers and mild winters, Arizona features forests, mountains and canyons, including Grand Canyon National Park. One of the Four Corners region, along with New Mexico, Utah and Colorado, Arizona is also home to 27 federally recognized Native American tribes. The capital, Phoenix, is home to professional football, baseball, basketball, soccer and hockey teams. Arizona is also home to Tucson, Scottsdale, Flagstaff and Mesa. The state's economy is built on health care and transportation. Interstates 8 and 10 run east to west through the state while Interstates 17 and 19 run north and south.
When it comes to auto insurance, just like its landmarks, cuisine and culture, every state is different. See what coverage and coverage limits Arizona requires in the table below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.
Arizona car insurance state minimums
Bodily injury liability
$25,000 limit per person/$50,000 limit per accident
Property damage liability
All coverages are subject to the coverage limits stated in your policy.
¹Although Arizona law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
Other types of car insurance coverage in Arizona
Arizona car insurance discounts
It's possible to get quality coverage at a lower rate than you might think. When you get a quote for Arizona auto insurance from Allstate, you may be eligible for discounts that could help you save. Some available discounts can include:
- Multiple policy / bundling discount
- New car discount
- Early Signing Discount®
- Responsible payer discount
- Good student discount
Review the different types of car insurance discounts tailored to you and enjoy savings without cutting coverage.
Insurance bundling discounts
Allstate offers discounts for having multiple polices together, when you need multiple types of protection — for instance, bundling your auto and homeowners insurance could save you up to 10%*. When you bundle multiple Allstate insurance policies, you can quickly access them with a single sign-in, where you can review your coverages and make payments.
Factors that can impact your car insurance rates in Arizona
In addition to selecting the coverages, limits and deductibles that's right for you, these factors could also affect your car insurance rates in Arizona:
- The type of car you're insuring (year, make, model)
- Your driving habits and annual mileage
- Demographic factors, like zip code
- Any discounts you may qualify for
Learn more about these factors that could impact your car insurance premium.
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