Getting the right car insurance starts with knowing your state insurance requirements. In New York, you're legally required to have the car insurance coverage at the levels listed in the chart below. Once you're familiar with the basics, take a look at the common coverage levels of Allstate® policyholders in New York. It's a great way to get a sense of what others are choosing in your area.
Your agent can help you understand the different coverage types available in your state. Then you can decide what limits and deductibles best fit your needs. As your life changes, your car insurance should, too. Your agent will be there to discuss your options and help you find ways to save on your premium. Allstate also provides you with helpful information so you can better understand car insurance and rest easy knowing you're protected.