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Nevada Car Insurance

LEARN ABOUT YOUR STATE'S CAR INSURANCE LAWS

Perhaps most well-known for the city of Las Vegas, Nevada is the seventh largest state in the country. It's no surprise that tourism in the state's largest industry. Nevada is also the world's fourth largest producer of gold. Part of Nevada lies in the Great Basin and there are many mountain ranges running from north to south. It experiences hot, dry summers in the south with limited rainfall and cold winters in the north. The capital city of Carson City has the 10th highest population in the state. Nevada is also home to Reno and Henderson, as well as professional hockey and football teams. Interstate 80 runs through the northern part of the state, while Interstate 15 runs through the southern portion.

When it comes to auto insurance, just like its landmarks, cuisine and culture, every state is different. See what coverage and coverage limits Nevada requires in the table below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.

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State Map

Auto insurance requirements are based on your location. You're looking at auto requirements in Nevada. Pick a new state to see its laws:

Coverage Type
Nevada Requirements
Bodily Injury Liability
Helps cover expenses related to the injury or death of another driver or a pedestrian when an accident is your fault.
$25,000 limit per person/$50,000 limit per accident1
Property Damage Liability
Helps cover expenses related to the damage of another person's property — like vehicles, homes, buildings and other structures — when an accident is your fault.
$20,000 limit1
Uninsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have any insurance.
Not required
Underinsured Motorist
Helps cover your medical expenses if you're in an accident, the other driver is at fault and doesn't have enough liability insurance.
Not required
Medical Payments
If you and/or your passengers are hurt in an accident, this helps cover medical or funeral expenses.
Not required
Collision
Helps cover expenses to repair or replace your vehicle that's been damaged in an accident.
Not required2
Comprehensive
Helps cover expenses to repair or replace your vehicle that's been stolen or damaged by things like storms or vandalism
Not required2


All coverages are subject to the coverage limits stated in your policy.

1Effective July 1, 2018.

2Although Nevada law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

Related Resources

State chart requirements provided for informational purposes only. State minimums and required coverages vary by state and may change from time to time. Check with your state for up-to-date information or if you have questions about current state minimums.

Subject to terms, conditions, and availability. In most states, prices vary based on how you buy. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate Fire and Casualty Ins. Co. & affiliates; Northbrook, IL. © 2021 Allstate Insurance Company

Many factors go into the cost of your auto insurance policy, including how you purchase the policy: online, through a call center, or with an agent.

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