In some cases, you may decide that it makes sense to temporarily reduce your car insurance coverage while your vehicle is in storage. Here's a look at some options:

Comprehensive-only coverage

If you have a car that will be kept in storage for 30 days or more, you may be able to suspend your liability and collision coverages, which are both driving-related and, instead, maintain only comprehensive coverage on the car while it's in storage.

Comprehensive coverage helps pay to repair vehicle damage from things like theft, fire or hail — scenarios that are still possible while your car is in storage.

You may notice a lower premium if you pare down your policy like this, because you'd only be paying for a single coverage. In addition, you'd prevent yourself from having a lapse in coverage that could result in higher costs in the future.

Keep in mind, however, that if you are financing the vehicle in storage, your auto lender may require both collision and comprehensive coverage until the loan is paid off.