Protection that is made for Vegas
The most populated city in Nevada, Las Vegas is also the largest city within the greater Mojave Desert. It's an internationally known resort city known for its entertainment, restaurants, shopping and dining. A global leader in hospitality, Las Vegas regularly ranks as one of the world's most visited tourist destinations. Site of the Sunset Strip and a short drive from the Hoover Dam, Las Vegas is also home to professional football, hockey and women's basketball teams. The area is known for its hot summers and short mild winters. Interstate 15 runs through the city, taking travelers south toward California or north to Arizona and Utah.
When it comes to auto insurance, every state has different requirements. For drivers in Las Vegas, you can see what coverage and coverage limits Nevada requires in the list below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.
Allstate offers auto insurance across all 81 Las Vegas zip codes from 89044 to 89199. A Las Vegas Allstate agent can help you understand the different insurance types available to you.
Las Vegas car insurance requirements
Auto liability insurance is a type of car insurance coverage that's required by law in Nevada, so Las Vegas drivers must have it.
More specifically, the following liability coverages are the minimum required in Las Vegas:
- $25,000 bodily injury liability limit per person
- $50,000 bodily injury liability limit per accident
- $20,000 property damage liability
Collision¹, comprehensive¹ and uninsured/underinsured motorist¹ coverage are not required for Las Vegas drivers.
All coverages are subject to the coverage limits stated in your policy.
¹Although Nevada law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.
Las Vegas auto insurance discounts
It's possible to get quality coverage in Las Vegas at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Las Vegas drivers can find many ways to save with Allstate.
Multiple policy discount
Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.
New car discount
You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.
Smart student discount
Teens deserve car insurance that's both great on the road and easy on your budget. Just because they may be new drivers, doesn't mean you can't enjoy quality coverage at an affordable price. You can save if your Las Vegas teen driver meets these requirements:
- Is a single, full-time student under the age of 25 and getting good grades
- Attends school at least 100 miles away from where the car is garaged
- Successfully completes the teenSMART℠ driver education program
Proof of insurance in Las Vegas
If you are stopped by the police and asked to show your auto insurance card, drivers in Las Vegas can show an electronic insurance card. Most states, including Nevada, permit drivers to show an electronic proof of their insurance card on a mobile device during a traffic stop.