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What Is Full Coverage Auto Insurance?

"Full coverage" doesn't actually exist—but there are lots of auto insurance options you can choose from to help you feel well protected. Watch the video for more information.

Video Transcript

Explainer Video (1:58): "What Is Full Coverage Auto Insurance?

Announcer (voiceover): What Is Full Coverage Auto Insurance?

Announcer (voiceover): When people use that term, they often mean a combination of various types of coverage. But, "full coverage" doesn't actually exist.

Announcer (voiceover): Don't worry, though. Plenty of auto insurance options do exist to help protect you. Let's talk about a few.

Announcer (voiceover): Cause an accident? Liability coverage is designed to cover injuries or damage to another person or their property in an accident you cause.

Announcer (voiceover): Hmm—what about your car? If you've caused an accident, collision coverage can help pay for your vehicle's damage.

Announcer (voiceover): Maybe your car's damaged, but not from a wreck. If your car's stolen, or if something falls on it, that's where comprehensive coverage comes in.

Announcer (voiceover): Uh-oh. An uninsured driver rear-ended your car? Don't worry—uninsured and underinsured motorist property damage coverage may help in that scenario.

Announcer (voiceover): Medical payments coverage or personal injury protection may help pay for medical bills and other costs if someone gets hurt.

Announcer (voiceover): Worried about your new car getting totaled right after you buy it? You'll want to check out new car replacement coverage.

Announcer (voiceover): Let's say your car is in the shop for repairs after you get into an accident covered by your policy. That's when rental car reimbursement coverage would be helpful.

Announcer (voiceover): And if you're looking to be as protected as possible, there are even more optional coverages to choose from.

Announcer (voiceover): So, to recap, there are several kinds of auto insurance coverage you can select, including:

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured and underinsured motorist coverage
  • Medical payments coverage, personal injury protection
  • New car replacement coverage
  • Rental car reimbursement . . . and more.

Announcer (voiceover): Ready to start exploring your options? Contact an Allstate agent today!

(Hand writes:


A man talking on a phone.

You can count on a local agent.

An Allstate agent can answer coverage questions and help you find ways to protect what matters most.

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This content is for informational purposes only and may not be applicable to all situations.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2018 Allstate Insurance Company, Northbrook, IL.
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