Homeowners Insurance Made Simple


What May Not Be Covered

Homeowners insurance protects a home from accidental
and sudden losses. However, not all losses are covered.

Breakdowns in the home.

Most homeowners insurance does not cover basic
maintenance repairs. For example, if your water
heater cracks, your coverage most likely will not help
to replace the water heater. (But it might help pay for
the damage to your floors.)

Floods, earthquakes and water backup.

Typically, floods, earthquakes and water (sewer)
backups are excluded from most homeowners
insurance. If you want to purchase additional
insurance
to cover these events, talk to your Allstate
Agent
or call 1-800-ALLSTATE.

Homeowners insurance protects a home from accidental and sudden losses. However, not all losses are covered.

Breakdowns in the home.

Most homeowners insurance does not cover basic maintenance repairs. For example, if your water heater cracks, your coverage most likely will not help to replace the water heater. (But it might help pay for the damage to your floors.)

Floods, earthquakes and water backup.

A flooded basement.

A. If you have chosen to add Water Backup Coverage to your policy, it could help pay for damage from backed up drains or sump pumps.

Typically, floods, earthquakes and water (sewer) backups are excluded from most homeowners insurance. If you want to purchase additional insurance to cover these events, talk to your Allstate Agent or call 1-800-ALLSTATE.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

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