Affordable auto insurance that won't break the bank
Allstate offers premium protection and 24/7 customer service at prices that work within your budget.
Get cheaper rates with discounts
Allstate offers policy discounts that protect your ride, and your wallet. Maintaining healthy driving habits and paying your premium on time are just a few of the ways you can qualify.
Bundle and save
Save up to 25%¹ when you add Allstate home and car insurance. Keep more money in your pocket with multiple policies and manage them all online.
Good student discount
If you're under the age of 19 and a full-time student with good grades, Allstate offers discounts to help drive down the cost of your premium.
Student away discount
Pay less on your premium If your car is garaged at least 100 miles from your school.
More car insurance discounts
Kick-start your savings with exclusive discounts on your monthly auto premium. We offer a wide range of ways to save, including low-risk driving and having vehicle safety features.
Get the coverage you need
There’s no one-size-fits-all when it comes to insurance. With policies for just about every type of coverage, you can choose exactly what you need, at great rates that work within your budget. Below are some coverages that can help protect you for covered claims:
Collision coverage
Protects you if your car collides with an object or your vehicle rolls over.
Comprehensive coverage
Keeps you covered from damage caused by something other than a collision, like theft, fire, windstorm or hitting an animal.
Liability coverage
Pays up to a set amount for injuries to other people involved in the accident.
Medical payments coverage
Pays up to a certain amount in medical expenses for you and anyone injured in your car.
Uninsured & underinsured motorist coverage
Covers your expenses if the other driver is at fault and doesn't have insurance.
Transportation expense coverage
Reimburses you for transportation expenses incurred while your vehicle is at the shop getting repaired.
Personal injury protection
Covers expenses related to injuries you sustain in a covered accident.
Replacement protection
Covers the depreciated value of a totaled vehicle that is two model years old or less.
Tips to get cheaper car insurance rates
Want to save money on your premium without compromising coverage? Here are a few ways to get discounts on your policy:
- Bundle policies, like renters and auto
- Practice everyday safe driving with Drivewise³
- Maintain a good driving record
- Choose a vehicle with high safety ratings
- Get special savings offers, only for students
- Pay in full to lower your premium
Cheap car insurance FAQs
Yes! Direct Auto is a trusted affiliate of Allstate that offers affordable policies, flexible payment options and discounts to high-risk drivers Even if you have a history of violations, accidents or low credit, Direct Auto has options to keep you protected. Visit Direct Auto and see how you can get covered quick and save.
Lower rates don’t mean a risky policy. Every insurance company offers a variety of deals and incentives on their coverage options. Take a close look at each policy, what it covers and its affordability. Also, don’t hesitate to ask for discounts you might be eligible for, like safe driving habits or bundling.
When it comes to Allstate, our A+ rating from A.M. means we go the extra mile to make sure we meet your needs and keep you covered at any budget!