Cheap car insurance
Affordable auto insurance that won't break the bank
Allstate offers premium protection and 24/7 customer service at prices that work within your budget.
Get cheaper rates with discounts
Allstate offers policy discounts that protect your ride, and your wallet. Maintaining healthy driving habits and paying your premium on time are just a few of the ways you can qualify.
Safe driver discount
No recent tickets or accidents, you can save more, up to 40% more²
Multi-car discount
More cars to insure, the less you pay per car. Save up to 25% when you protect multiple cars with Allstate³
Drivewise discount
With Drivewise most customers save, and the safest drivers can save up to 30%⁴
Bundle and save
Save up to 20%⁵ on your premium when you bundle home and auto policies. Keep more money in your pocket with multiple policies and manage them all online.
Good student discount
If your student is under the age of 19 and a full-time student with good grades, Allstate offers discounts to help drive down the cost of your premium.
Student away discount
Pay less on your premium If your student isn't using their car while away at college and the car is garaged at least 100 miles from their school.
More car insurance discounts
Kick-start your savings with exclusive discounts on your monthly auto premium. We offer a wide range of ways to save, including low-risk driving and having vehicle safety features.
Drivers who switched saved an average of $900¹
Get the coverage you need
There's no one-size-fits-all when it comes to insurance. With policies for just about every type of coverage, you can choose exactly what you need, at great rates that work within your budget. Below are some coverages that can help protect you for covered claims:
Collision coverage
Protects you if your car collides with an object or your vehicle rolls over.
Comprehensive coverage
Keeps you covered from damage caused by something other than a collision, like theft, fire, windstorm or hitting an animal.
Liability coverage
Pays up to a set amount for injuries to other people involved in an accident, or damage to their property, when you are at fault.
Uninsured & underinsured motorist coverage
Covers your expenses if the other driver is at fault and doesn't have insurance.
Transportation expense coverage
Reimburses you for transportation expenses incurred while your vehicle is at the shop getting repaired due to a covered claim.
Personal injury protection or Medical payments coverage
Covers expenses related to injuries you or others in your car sustain in a covered accident. Coverage availability varies by state.
Replacement protection
Provides up to the cost of a new car for a totaled vehicle that is two model years old or less.
Tips to get cheaper car insurance rates
Want to save money on your premium without compromising coverage? Here are a few ways to get discounts on your policy:
- Bundle policies, like renters and auto
- Practice everyday safe driving with Drivewise⁴
- Maintain a good driving record
- Choose a vehicle with high safety ratings
- Get special savings offers, only for students
- Pay in full to lower your premium