Frequently Asked Questions
Can I save money if I cancel my policy while my bike's being stored for the season?
A: If you store your bike, it's always a good idea to maintain coverage. Your policy includes seasonal pricing spread over a 12-month-policy period that accounts for the amount of time riders spend on the road in cold climates, while providing year-round coverage that can be used even on unseasonably warm winter days.
Q: Can I save money on my policy if I have taken or enroll in a safety course?
A: Yes! If you participated in a qualifying Motorcycle Safe Driving Program sometime in the last 36 months, you can help lower your premium with this discount.
Q: Does my policy cover guest riders?
A: In most states, guests riding your motorcycle are covered on your policy. However, this coverage can be optional in some states, so it's best to talk with your Allstate Agent to see which applies to you.
FAQs: What If There's An Accident?
Download and use this PDF in case of an accident to help you know what to do and what information you need to collect.
Q: The accident wasn't my fault. Shouldn't the other motorist pay my deductible?
A: If the claim investigation reveals that there's a chance to recover the damages from the person responsible for the accident, Allstate will try to recover the damages, including your share of the deductible.
Q: Will my insurance premium increase if I file a claim?
A: Every policyholder's situation is unique, so depending on your circumstances, your premium may be affected. If you are concerned, don't hesitate to discuss it with your Allstate Agent. You may also want to ask them about First-Accident Waiver, which may help prevent your rates from going up just because of an accident, even if it's your fault.
Q: How long will it take to get my bike returned?
A: Every claim is unique, and there are a lot of different things that could affect how long it takes to resolve your claim. At Allstate, our claims teams are made up of experienced professionals who will always do their best to get your claim resolved efficiently. You can help your claim go smoothly by providing Allstate with all the information you can about the incident.
Q: If I'm involved in an accident, will my policy pay for a rental until my bike is repaired?
A: Yes! If you selected Rental Reimbursement as a coverage option, Allstate will reimburse you for rental of an auto for up to 30 days after a covered claim, up to the dollar amount per day that's shown on your Policy Declarations. See your policy for a complete description of terms and limitations.
