Learn about your motorcycle insurance declarations.
Your motorcycle policy declarations "declares" the choices you've made for the policy you bought, including:
- Coverages
- Deductibles
- Coverage limits
You'll receive a new Allstate Motorcycle Policy Declarations every renewal period, which is typically every 12 months.
How to read your motorcycle policy declarations
The following page is an example of an Allstate Motorcycle Policy Declarations and shows you where to find some of the important information. It's always a good idea to check your own policy declarations to make sure all the information is correct.
Policy period
When you pay your premium by the due date, your policy automatically continues for the time period shown, usually 12 months.
Rider(s) listed and motorcycle(s) covered
This shows the named insured and motorcycle(s) listed on this insurance policy.
Total premium
Each motorcycle you insure has its own premium amount. This total is for all the listed motorcycles for the policy period.
Coverages
If you have more than one motorcycle, the coverages will be listed on separate pages for each motorcycle.
Coverage limits
This shows the maximum limit Allstate will pay for each covered accident*, for each type of coverage.
Deductibles
Any discounts you may have received are listed here.
Discounts
Any discounts you may have received are listed here.