Learn about your motorcycle insurance declarations.

Your motorcycle policy declarations "declares" the choices you've made for the policy you bought, including:

  • Coverages
  • Deductibles
  • Coverage limits

You'll receive a new Allstate Motorcycle Policy Declarations every renewal period, which is typically every 12 months.

How to read your motorcycle policy declarations

The following page is an example of an Allstate Motorcycle Policy Declarations and shows you where to find some of the important information. It's always a good idea to check your own policy declarations to make sure all the information is correct.

Motorcycle insurance policy declarations 
letter A 

Policy period

When you pay your premium by the due date, your policy automatically continues for the time period shown, usually 12 months.

letter B 

Rider(s) listed and motorcycle(s) covered

This shows the named insured and motorcycle(s) listed on this insurance policy.

letter c 

Total premium

Each motorcycle you insure has its own premium amount. This total is for all the listed motorcycles for the policy period.

letter D 


If you have more than one motorcycle, the coverages will be listed on separate pages for each motorcycle.

letter E 

Coverage limits

This shows the maximum limit Allstate will pay for each covered accident*, for each type of coverage.

letter F 


Any discounts you may have received are listed here.

letter G 


Any discounts you may have received are listed here.

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Allstate® motorcycle insurance can help you stay protected, wherever the road takes you.