Motorcycle insurance

Motorcycle insurance was designed to protect your bike…and you.

A standard motorcycle policy will typically cover:

• Bodily injury liability coverage – Covers medical expenses and lost wages for the other drivers if you’re at fault during an accident and an injury or death occurs. Some states also extend this coverage to passengers.
• Property damage liability coverage – Helps cover the cost of repairs or replacements if you’re at fault for damage to another person's property.

Many riders choose to add coverage that will boost protection for themselves, their bikes and their passengers. These coverages may include:

• Collision coverage – If you collide with another object, like a car, motorcycle, tree or building, any damage to your motorcycle is covered.
• Comprehensive coverage – Covers damages to your motorcycle not caused by a crash with another vehicle or other object, like flooding, wind, vandalism and theft.
• Rental reimbursement coverage – Helps cover the cost of a rental if your bike is stolen or being repaired in a shop due to a covered loss.
• Optional or added equipment coverage – Allstate policies automatically come with $1,000 worth of coverage on upgrades or added equipment. A higher limit option is available up to $30,000 that includes additional enhancements or equipment made to your motorcycle.

Visit the coverage page for a full list of motorcycle insurance coverage options.

Here’s a list of some of the types of vehicles Allstate motorcycle insurance covers:

• Cruisers
  The most common type of motorcycle, featuring a V-twin and full-view engine
• Sport bikes
  Fast, high-performance motorcycles, also known as street bikes
• Touring bikes
  Motorcycles built for comfortable, long-distance riding
• Scooters & mopeds
  Small, lightweight bikes that run on a smaller engine

We make it easier and affordable to get the protection you need, when you need it, with savings that include:

• Multiple motorcycle discount
• Multi-policy discount
• Good Rider discount
• FullPay®
• Motorcycle policy transfer discount
• And more!

View our entire list of motorcycle insurance discounts and find the right savings for you.

To get an Allstate motorcycle insurance quote, you'll need to provide the following:

• Personal info including your name, date of birth and address
• The year, make and model of your vehicle

Allstate is dedicated to helping keep motorcycle riders safe. Here are some of the ways we accomplish this:

• Provide tools & resources to help riders take charge of their own motorcycle safety.
• Help install "Watch for motorcycle" signs at intersections across the country.
• Reward you with a discount for taking a motorcycle safety course¹.

We offer personalized protection that helps you and you bike stay protected against the unexpected. With a commitment to quality service and a network of trusted agents, you can ride with confidence knowing Allstate has you covered every mile of the journey.