A flexible policy for your family's future
If you want lifelong coverage, but with flexibility down the road, universal life insurance may be a good option. It's life insurance designed to provide protection for the rest of your life while building cash value. This type of permanent life insurance also offers:
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Death benefit protection
As long as you pay the sufficient premiums, your protection never ends.
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Built-in flexibility
You can increase or decrease your death benefit to meet your changing financial needs so long as sufficient premium is paid to keep the policy in force.1
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Expanded cash value options for certain policies
Some universal life policies provide that the cash value can be linked to the broad performance of stock market index funds, but with limits on how much you can gain or lose. Or, you can choose a guaranteed annual return option. It even offers flexibility to have a combination of both.
