Coverage for life's every moment
Permanent life insurance can provide the security of lifelong protection, a tax-free death benefit and can also build cash value over time. Allstate has three types of policies: whole, universal and variable universal.
With whole life insurance you'll have:
- Guaranteed growth potential
Cash value increases regardless of market conditions.
- Fixed premium payments
Enjoy paying the same amount over time.
- The potential to earn dividends
For participating policies, these earnings can be received in cash, accumulated at interest, used to buy additional life insurance or to help reduce premium payments or pay outstanding loans.
With universal life insurance you'll have:
- Cash value with downside protection
Lower your risk by building cash value with downside protection.
- A flexible policy
Ability to adjust your plan over time.¹
With variable universal life insurance you'll have:
- Full market participation
There are no limits on upside investment gains or downside losses.
- A wider range of investment options
Have the freedom to decide where to invest your cash value.
Rates vary for this type of life insurance. Contact a life insurance expert for details.