Keep your home covered in every season
Most of the year, your home in West Virgina is exposed to the elements. Learn how an Allstate homeowners policy can help protect it from the inside out.
Types of insurance coverages in West Virginia
Here’s what’s typically covered by a homeowners policy in West Virginia.
Dwelling coverage
Protects the structure of your house, such as the roof and walls
Personal property coverage
Protects what's inside your home, like furniture, even if it's damaged or stolen outside the house
Other structures
Protects the physical structure of buildings on your property separate from your home, such as a detached garage
Liability protection
Defends and protects you if a person sues you after being injured on your property or after you damage their property
Guest medical protection
Pays medical expenses for someone who's injured on your property
Additional living expenses protection
Covers increased expenses if your home is uninhabitable after a covered loss
How to get home insurance in West Virginia
Choose your coverage
No two homes are alike. You and your agent will work together to design an insurance policy that fits your place.
Apply for a policy
We help make the process quick and easy, so you can start protecting your home as soon as possible.
Stay protected
As your life changes, so do your home insurance needs. An agent will work with you to help make sure what you love is covered.
Home insurance discounts in West Virginia
Protecting your home doesn't have to be expensive. And with a variety of discounts, features and opportunities to save, Allstate makes it even easier to get a good deal in West Virginia. Here are a few discounts and features:
- Multi-policy discounts
Save when you bundle home and auto policies with Allstate. - Responsible payer discount
Savings for using certain payment methods (in-full, escrow) and for having good payment history like paying on time. - Claim-free discount
Save when you switch to Allstate without a recent home insurance claim. - Claim Forgiveness
Helps keep your rate from increasing just because you file a home insurance claim
See other ways to save on home insurance in West Virginia.