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Washington DC Home Insurance

Protect Your Home Inside And Out.

Whether you enjoy visiting museums, bar hopping in Adams Morgan, or shopping in Georgetown, there are many unique things to do in the nation's capital. And if you call the District of Columbia home, it's likely your house is just as unique as your city's sites and activities. With home insurance from Allstate, you'll get help understanding the ins and outs of protecting your Washington DC home.

When you get Washington DC home owner insurance from Allstate, your policy will automatically come with the support of a knowledgeable local agent. Your dedicated agent in Washington DC can give you helpful information and answer your questions about what's covered under your Washington DC home insurance policy.

Home insurance information is based on your current location in Washington DC.

Select a different state

US map with Washington DC highlighted.

Standard Home Insurance Coverage Explained.

Most home insurance policies include standard coverage types to help you protect your home, your belongings and your family. These types of standard coverage usually include:

  • Dwelling (home structure)
    This type of insurance is what can help protect the physical structure of your home, like the walls and the roof.
  • Other structures
    This type of insurance can help protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.
  • Personal property
    Personal property coverage can help protect the belongings inside your home, which can include belongings like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.
  • Liability protection
    Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.
  • Guest medical protection
    This type of coverage can help cover the cost of medical expenses for a person who's injured on your property.
  • Additional protection
    Standard Allstate homeowners policies include additional protection. One example of this is reimbursed living expenses coverage, which can help cover increased costs of living like hotel stays in the event your home is uninhabitable after a covered loss.

Protection Beyond The Basics.

Flood insurance is not typically included on Washington DC home insurance policies. To help protect your home from flood damage, consider purchasing a separate flood insurance policy.

If you're interested in additional liability protection, personal umbrella insurance can help. With personal umbrella insurance, you can get liability protection beyond your current home and auto policy limits.

Find an agent to learn more about additional policies and optional coverage that could help protect you and your home.

A Local Washington DC Agent Will Be There For You.

Allstate is dedicated to providing you with more than just quality home insurance coverage. You'll have the support of a local Washington DC agent who can:

Find an agent to learn more about the benefits of Allstate Washington DC home insurance.

Washington DC Home Insurance Savings.

In the District of Columbia, quality home insurance from Allstate is more affordable than you might think. You can also take advantage of many home insurance discounts that can help you save on your home insurance premium.

Learn more about Allstate home insurance discounts.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
Flood insurance available from the National Flood Insurance Program (NFIP).

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